Pet Insurance Policy Benefits

Accident Only, Maximum Benefit and Lifetime re-instatement

Policy Benefits

Cover for Accidents






Cover for IllnessNoYesYesYesYesYes
Vet's Fees up to£1,000£1,000£4,250£7,500£2,000 pa£4,250 pa
of which£1000 max each condition each yr£1000 max each condition each yr
   - Complementary Medicine£400£400£500£750£500£750
   - Cruciate Ligament Total£500£1,000£1,500£1,500£1,000£1,500
   - Special DietNo£100£100£100£100£100
   - CT/MRI Scans and Associated CostsNo£500£875£1,875£875£1,875
   - Dentistry as a direct result of an accident or injuryNo£1,000£4,250£7,500£1,000£4,250
Cover for Ongoing Conditions 12mnths*YesYesYesYesYes
Accidental DamageNoNoNo£500No£500
Death from IllnessNoNo£500£1,000£500£1,000
Death from AccidentNoNo£500£1,000£500£1,000
Advertising & RewardNoNo£500£1,000£500£1,000
Theft or StrayingNoNo£500£1,000£500£1,000
Boarding Kennel FeesNoNo£500£1,000£500£1,000
Holiday CancellationNoNo£500£2,000£500£2,000
Overseas TravelNo30days30days12mnths30days6mnths

Important Notes

1. Accidental Damage Excess is £100.
2. Death From Illness does not apply to dogs 9 yrs and over and cats 11 yrs and over.
3. Ongoing Cover for eligible new conditions is subject to cover remaining in force and the original policy limit.
4. Please note that the benefit limit, for complementary medicine, special diet, CT/MRI scans and associated costs, cruciate ligament and dentistry is included within the maximum veterinary fees benefit limit as per the cover you have selected.
5. For all claims, the excess you pay is for each unrelated injury or illness in each policy year. If your pet receives treatment for the same injury or illness in separate policy years, we will deduct the fixed excess from the first claim(s) for each in each policy year

* For the costs of treatment for up to one calendar year from the date of the first treatment after your pet is hurt in an accident.

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How do we compare?

Medium Crossbreed

0yr, Male, Neutered, pp £50

Healthy Pets Gold
Max Benefit is £7500
Price: £176.40
Sainsburys Premier
Max Benefit is £7500
Price: £274.44
PDSA Premier
Max Benefit is £5000
Price: £354.24
Max Benefit is £7000
Price: £619.08

Healthy Pets Pet Insurance
Only: £176.40
With a Maximum Benefit of £7500.

Data taken online 27/03/2017. Postcode used GU32 3QF Full comparison page >